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Find out exactly where your money disappears to every month.

2 minutes. Move some sliders. Get the Brutal truth about your spending | Compared to Global averages.

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Step 1 — Your monthly income

Currency:
$

Step 2 — What you spend on each month

🏠 Housing / Rent$1400
🚘 Vehicle Finance$400
🏥 Medical Contributions$150

Health insurance / medical aid premiums

🛡️ Insurances$180

Life, home, car & other insurance

🛍️ Debt Accounts$150

Clothing accounts, furniture, store credit

💳 Credit Card Payments$150
🛒 Groceries$400
🍕 Takeout & Dining$150
🎬 Entertainment$100
📱 Subscriptions$60

Netflix, Spotify, apps, streaming

🎲 Other / Misc$150
i Which averages are we comparing you against? Show sources ▼

We compare your spending to published household expenditure data from official government sources. All non-USD figures are converted from USD benchmarks using live exchange rates. We believe in full transparency — here is exactly what we use:

CurrencyPrimary SourceCoverage
USD 🇺🇸U.S. Bureau of Labor Statistics — Consumer Expenditure Survey (2023)All categories
GBP 🇬🇧UK Office for National Statistics — Family Spending (2023)All categories
EUR 🇪🇺Eurostat Household Budget SurveyAll categories
AUD 🇦🇺Australian Bureau of Statistics — Household Expenditure SurveyAll categories
CAD 🇨🇦Statistics Canada — Survey of Household SpendingAll categories
ZAR 🇿🇦Stats SA — Living Conditions Survey + USD conversionApproximate
MZN 🇲🇿USD benchmark × exchange rate (World Bank data)Approximate
TZS 🇹🇿USD benchmark × exchange rate (World Bank data)Approximate

⚠ Note Medical Contributions vary enormously by country (NHS in the UK = £0 direct; USA averages $175/month employee contribution; South Africa medical aid averages R3,000–6,000/month). Treat medical benchmarks as directional only. Debt and credit categories also vary significantly by country credit culture.

Benchmarks represent average adult household spending and are updated annually. They are for informational guidance only — not financial advice.

Here's the honest picture of your monthly spending.

👋
Calculating...
Total Monthly Spend
Left Over
Savings Rate
Your spend vs. the average person
Grey line = average benchmark. Colour bar = your spend.
Sources: BLS Consumer Expenditure Survey · ONS Family Spending · Eurostat · ABS · Stats Canada
Average Below average ✅ Near average Above average ⚠️

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