2 minutes. Move some sliders. Get the Brutal truth about your spending | Compared to Global averages.
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Step 2 — What you spend on each month
Health insurance / medical aid premiums
Life, home, car & other insurance
Clothing accounts, furniture, store credit
Netflix, Spotify, apps, streaming
We compare your spending to published household expenditure data from official government sources. All non-USD figures are converted from USD benchmarks using live exchange rates. We believe in full transparency — here is exactly what we use:
| Currency | Primary Source | Coverage |
|---|---|---|
| USD 🇺🇸 | U.S. Bureau of Labor Statistics — Consumer Expenditure Survey (2023) | All categories |
| GBP 🇬🇧 | UK Office for National Statistics — Family Spending (2023) | All categories |
| EUR 🇪🇺 | Eurostat Household Budget Survey | All categories |
| AUD 🇦🇺 | Australian Bureau of Statistics — Household Expenditure Survey | All categories |
| CAD 🇨🇦 | Statistics Canada — Survey of Household Spending | All categories |
| ZAR 🇿🇦 | Stats SA — Living Conditions Survey + USD conversion | Approximate |
| MZN 🇲🇿 | USD benchmark × exchange rate (World Bank data) | Approximate |
| TZS 🇹🇿 | USD benchmark × exchange rate (World Bank data) | Approximate |
⚠ Note Medical Contributions vary enormously by country (NHS in the UK = £0 direct; USA averages $175/month employee contribution; South Africa medical aid averages R3,000–6,000/month). Treat medical benchmarks as directional only. Debt and credit categories also vary significantly by country credit culture.
Benchmarks represent average adult household spending and are updated annually. They are for informational guidance only — not financial advice.
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